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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180783)

Happy Customer

5
I have only ever had postive experiences, customer service is good and great communication. It easy to use and flexiable Reviewed on: 7th July 2026

It's a good way to purchase something you need and...

5
It's a good way to purchase something you need and have the choice of. Paying off the balance at a rate that suits you.pay off in one payment.or several.G Reviewed on: 7th July 2026

very easy to access and convenient

5
very easy to access and convenient Reviewed on: 7th July 2026

PayPal, my shock absorber.!!!

5
PayPal has been of immense help ro me. I use this platform everyday knowing fully well that my transactions are secured. This assurance is priceless! There have been times when I needed a bit of financial buffer, PayPal has always been there for me. Reviewed on: 7th July 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. The platform is secure, reliable, and makes sending and receiving money incredibly easy. I especially appreciate how quickly transactions are processed and the added layer of buyer protection when shopping online. The app is user-friendly, and linking my bank account and cards was straightforward. Overall, PayPal has made online payments much more convenient and gives me confidence when making purchases or transferring money. I would definitely recommend it to anyone looking for a trusted digital payment service. Reviewed on: 7th July 2026

Amazing Service! !

5
I have found PayPal to be really accessible with pay in three or my credit account I’ve been able to afford things I would have not been able to before it is a great service that is accepted everywhere Reviewed on: 7th July 2026

When I accidentally missed a payment when I was in h...

5
When I accidentally missed a payment when I was in hospital with a life-threatening condition, they were very helpful and took away any penalties that had been incurred. Reviewed on: 7th July 2026

Easy to use and handy for different ways of shopping.

5
Easy to use and handy for different ways of shopping. Reviewed on: 7th July 2026

Great easy to work App

5
Great easy to work App, navigating is so straight forward to other banking apps I have used. Customer service easy to reach and in a professionally knowledgeable way. Reviewed on: 7th July 2026

I rarely have problems

5
I rarely have problems and if I do they quickly are sorted. Only let down is sellers sometimes cancel my purchase because someone else bought the last item seconds before me. They have more than one listing for the same items running at the same time. Mainly though, sellers I’ve found are friendly and helpful. Reviewed on: 7th July 2026

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