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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179721)

Easy to use and secure.

5
Easy to use and secure. Using all the time to buy from different platforms Reviewed on: 10th June 2024

Safe payments

5
It make me feel like I'm checking out safely Reviewed on: 10th June 2024

Simply one of the best out there!

5
Simply one of the best out there! Reviewed on: 10th June 2024

Customer services stuff are always helpful and very...

5
Customer services stuff are always helpful and very knowledgeable. Reviewed on: 10th June 2024

Never any issues.

5
Never any issues. Easily paid, gives you reminders when payments due etc. Reviewed on: 10th June 2024

The only problem with PayPal is calling Customer Ser...

5
The only problem with PayPal is calling Customer Service ! As with Many Companies today offering a 'Service' e.g Ebay, Courier Companies etc it's almost impossible to find a direct number when there's an issue. Instead, so begins the ongoing navigation of protocol in order to trying somehow achieve a callback. Given the scale and obvious success of PayPal, it appears cheap that such a Company also follows suit and presents the Customer with the 'same ol' when really it should be setting the example. Reviewed on: 10th June 2024

Just nice & easy

5
Just nice & easy to use / clear statements ect Reviewed on: 10th June 2024

Solid app

4
Good stuff, good app etc but wish I was able to apply for more credit. Reviewed on: 10th June 2024

Always provided an excellent and safe service

5
Always provided an excellent and safe service Reviewed on: 10th June 2024

Paypal credit excellent

5
Paypal credit is excellent when you’re waiting for your wages to go in love using it Reviewed on: 10th June 2024

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