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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180720)

Very convenient payment option.

5
Very convenient payment option. Easy to use. Would highly recommend Reviewed on: 7th July 2026

Lifesever

5
I urgently needed a washing machine and a dryer, but I didn't have any savings. PayPal helped with "Buy Now, Pay Later." It was a lifesaver in that situation. That’s not the only time I’ve used PayPal. Excellent experience. Very pleased. Reviewed on: 7th July 2026

So good.

5
So good. Bigly helpful and super efficient. I wouldn't use any other method of payment. Reviewed on: 7th July 2026

Very good banking.

5
I have PayPal for a period of years already and I am really happy with it. Reviewed on: 7th July 2026

Overall very good experience.

5
Overall very good experience. With £ 1000 credit is very useful and pay in 4 also very useful. Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Also it is so convenient to send money to family and friends. Reviewed on: 7th July 2026

Have been using PayPal for years.

4
Have been using PayPal for years. User-friendly, convenient and reliable. Reviewed on: 7th July 2026

I can always rely on PayPal, excellent support over...

5
I can always rely on PayPal, excellent support over the phone, an easy to use service. 10+ Year user Reviewed on: 7th July 2026

I like to use PayPal as its help me a lot in special...

5
I like to use PayPal as its help me a lot in special when I have less money and I can buy things from the shop with the card.And I can put it back whenever I can,or they can make a plan which is very less money to pay every month Reviewed on: 7th July 2026

Easy to use and just a great app

5
Easy to use and just a great app Reviewed on: 7th July 2026

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