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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180755)

Spread the cost. pay in 3.

5
The pay in 4 months is great and pay in 3. I use all the time and helps me afford things I want. Better than a credit card that is incurring interest after just a month. Reviewed on: 7th July 2026

Easy access affordable.

5
Easy access affordable. Reminde when payment is due Reviewed on: 7th July 2026

My experience of PayPal is generally very good

5
My experience of PayPal is generally very good although there is sometimes a wait for money which has been paid into my account to show up in the on-line app. Overall though I am very happy with the services provided by PayPal and would recommend it. Reviewed on: 7th July 2026

I have a credit card l

5
I have a credit card and I think the repayments are affordable, I am glad I had one Reviewed on: 7th July 2026

No issue with paypal

5
No issues with PayPal all good everything is simple and straightforward Reviewed on: 7th July 2026

Great provider

5
I really like the Paypal credit option Reviewed on: 7th July 2026

Paypal is the most safest payment method

5
Paypal is the most safest form of payment when purchasing online. Paypal has helped me secure refunds quickly and easily and helped me when a fraud website scammed me. Reviewed on: 7th July 2026

Very Happy Ebayer...

5
Always very safe and easy to buy and sell, and great support if needed Reviewed on: 7th July 2026

What’s not to like !

5
Always use PayPal, peace of mind and convenience! Plus 3/ 4 months interest free … what’s not to like ?! Reviewed on: 7th July 2026

Love this option, will continue to use

5
Used the credit option and the pay in three many times. No interest charged. Managed to buy expensive items gradually. I will continue to use it Reviewed on: 7th July 2026

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