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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180779 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180779)

Safe and secure payment

Paypal is always easy to use across so many places with a choice of pay later,pay in 3 or pay now. Reviewed on: 7th July 2026

I use PayPal for most of online shopping transaction...

I use PayPal for most of online shopping transactions and it's very easy to use. And their credit account to is also helpful when I am out of cash. Reviewed on: 7th July 2026

Very easy to access and user experience is very frie...

Very easy to access and user experience is very friendly, ease of access for payments and setting up direct debits Reviewed on: 7th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. The service is quick, secure, and easy to use, whether I’m making purchases online or sending and receiving money. Transactions are straightforward, and I appreciate the added peace of mind that comes with buyer protection. The platform is convenient and reliable, and I’ve always found it easy to manage my payments and keep track of transactions. Overall, a trusted payment service that I would happily recommend to others. Reviewed on: 7th July 2026

Good payment options I like how it gives option of p...

Good payment options I like how it gives option of pay in 3 or when over a certain amount over 4 months interest free. Gives more flexibility with the payment for more things would like to purchase Reviewed on: 7th July 2026

I always use PayPal where it is offered as an option.

I always use PayPal where it is offered as an option. It is widely available, quick, secure and easy to use once set up. The credit facility is a good option especially for high value items and the whole system is very user friendly. A far easier way to pay online than entering card details. Reviewed on: 7th July 2026

Nice work on a great service

I think the mobile app is great and works very well. I would like to see something we can do about purchases outside of things like eBay so I can pay for goods and be protected. This would make trades on things like Gumtree much more comfortable when it comes to having items shipped. Reviewed on: 7th July 2026

Never had any issues, all processes are in place and...

Never had any issues, all processes are in place and running smooth. Reviewed on: 7th July 2026

Summer 2026 holiday booked - thank you :)

I have just booked my summer 2026 holiday using Paypal credit, gatting 0% interest for four months; this is such a great way to spread the cost without borrowing or paying interest - great job! Reviewed on: 7th July 2026

peace of mind

I’m very happy with the security PayPal provides. It gives me peace of mind when making online payments, and I feel confident that my transactions are protected. It’s a service I trust and use regularly. Reviewed on: 7th July 2026

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