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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179721)

PayPal credit

5
I frequently use PayPal credit and the pay in three instalments options - easy to keep track of your finances Reviewed on: 7th July 2026

Customer service will solve your problems

4
Customer service can be hard to get hold of but will always solve the issue eventually. Sometimes the communication from them isn’t 100% clear but will get there in the end. Reviewed on: 7th July 2026

faultless, havent found PP wanting in anyway used co...

5
faultless, havent found PP wanting in anyway used correrctly there should be no problems, have been with PP for quite a few years now and use as my main way of making payments Reviewed on: 7th July 2026

It is easy to use and help is there if...

5
It is easy to use and help is there if you need it Reviewed on: 7th July 2026

I’ve been using PayPal for years, never had problems.

5
I’ve been using PayPal for years, never had problems. The costumer service was quick and helpful when I needed, really pleased. Reviewed on: 7th July 2026

Well Satisfactory, fast and secure

5
Well Satisfactory, fast and secure Reviewed on: 7th July 2026

Well recommended using pay pal credit

5
I was very easy use pay pal credit the pay ment where low easy pay the customer service was rilly good wen I need help or information they always had me come off phone happy that they gave me the answers I need and the help Reviewed on: 7th July 2026

Excellent service great support from the help desk a...

5
Excellent service great support from the help desk always Reviewed on: 7th July 2026

I've had a great experience using PayPal Credit for...

5
I've had a great experience using PayPal Credit for purchases and installment payments. It makes it much easier to spread the cost of larger purchases into manageable monthly payments, helping me budget without having to pay everything upfront. The checkout process is quick and seamless, and I appreciate how easy it is to view my balance, payment schedule, and manage my account through PayPal. The installment options have been clear and convenient, and I've found the service reliable whenever I've used it. Overall, I'd recommend PayPal Credit to anyone looking for a flexible and convenient way to finance purchases responsibly. Reviewed on: 7th July 2026

It is a very convenient service for paying for fligh...

4
It is a very convenient service for paying for flights or goods, especially the option with zero interest for an extended period. Reviewed on: 7th July 2026

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