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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108382 reviews)

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4.90

Based on 108,382 reviews, last reviewed 16th May 2026

2653300% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient method of payment It's a convenient method of payment that's easy to access and manage. Also, it provides peace of mind knowing you are guaranteed recourse if something... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108382)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Brilliant like always brilliant

Brilliant like always . I would recommend my friends and family to use PayPal Reviewed on: 14th May 2026

not a lot to say it does what is suppose...

not a lot to say it does what is suppose to Reviewed on: 14th May 2026

Easy and very trustworthy.

Easy and very trustworthy. Seeing I can pay with PayPal ensures that I feel safe when making a payment Reviewed on: 14th May 2026

I have been using PayPal for years it’s so easy

I have been using PayPal for years and it’s a great way of managing payments. It’s so easy to use and they are easy to contact and provide support when needed. Reviewed on: 14th May 2026

I have used PayPal for over 10 years now and I would...

I have used PayPal for over 10 years now and I would highly recommend others to also use, you have various ways to pay off your outstanding balance Reviewed on: 14th May 2026

Amazing experience in purchasing items with PayPal.

Amazing experience in purchasing items with PayPal. Not only because its safe but theres options to also spread cost Reviewed on: 14th May 2026

Easy way to spread the payments.

Easy way to spread the payments. Can set up a direct debit and not worry about missing payments Reviewed on: 14th May 2026

Poor Dispute Handling

Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed but it continued to be rejected multiple times for the same nonsensical reason. Reviewed on: 14th May 2026

I have been using their services for over 10yrs and...

I have been using their services for over 10yrs and it has been smooth and save me time and efforts reentering my details on every website I needed to make payment or transfers. The credit card is a game changer too. Can't recommend them enough Reviewed on: 14th May 2026

Love using PayPal everything is set up for me to mak...

Love using PayPal everything is set up for me to make quick, secure payments and I know my money is safe. The ability to pay in installments on larger purchases is also really helpful Reviewed on: 14th May 2026

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