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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148964)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great experiences.

5
Great experiences. Have been a customer for a while, always satisfied with the services and credit options available that suits the needs. Reviewed on: 2nd July 2026

Accessibility

4
Accessible esp with different bank details Reviewed on: 2nd July 2026

Really good interest free time.

5
Really good interest free time. To allow to make payments and widely available to use most places. Reviewed on: 2nd July 2026

I have never had issues

5
I have never had issues with using PayPal. Reviewed on: 2nd July 2026

PayPal is such a useful entity.

5
PayPal is such a useful entity. I have personally not found any problems using them as my preferred method of payment especially with online transactions. I would recommend them to anyone who values financial security. Reviewed on: 2nd July 2026

Consistently reliable - thank you PayPal

5
Consistently reliable - thank you PayPal Reviewed on: 2nd July 2026

One of the best money services

5
No problem ever .. Professional service Very simple , clear and fast Reviewed on: 2nd July 2026

Great way to pay

5
Great way to pay, esp 4month payment Reviewed on: 2nd July 2026

Nothing to complain all services are great

5
Nothing to complain all services are great Reviewed on: 2nd July 2026

Amazing experience as always would definitely recomm...

5
Amazing experience as always would definitely recommend Reviewed on: 2nd July 2026

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