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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149032 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149033)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Quick and Great experience.

Quick and Great experience. I always prefer paypal for buying anything online or sending money, as it is straightforward. Reviewed on: 2nd July 2026

Love using it so easy!

Love using it so easy and helps me out when I need it. Reviewed on: 2nd July 2026

I've had a great experience with PayPal.

I've had a great experience with PayPal. I've never had any problems, and everything has always worked smoothly. I use PayPal Credit very often because it's a convenient and flexible way to pay. I love shopping with PayPal because it's quick, secure, and easy to use. Overall, I've always been very happy with the service and would definitely recommend it to others. Reviewed on: 2nd July 2026

Flexible

Its such an easy and convenient way to pay and so flexible. Reviewed on: 2nd July 2026

An easy way of sending and receiving money

An easy way of keeping an eye on you outgoings and allows people to send money to your account plus you can send to them. Great when your family are all over the world. Reviewed on: 2nd July 2026

Jayneylee

Easy and very convenient. Making life easier Reviewed on: 2nd July 2026

Good to use, easy and quick, reliable, and with a fa...

Good to use, easy and quick, reliable, and with a fair amount of time to pay off before incurring interest Reviewed on: 2nd July 2026

When I've had a problem with someone I've paid throu...

When I've had a problem with someone I've paid through pay they have sorted it out Reviewed on: 2nd July 2026

PayPal has made paying online, and even in store, so...

PayPal has made paying online, and even in store, so fluid nowadays. It’s a core and almost necessary application for me now. The flexibility around payment types, credit, and amount of customisation is incredible. Reviewed on: 2nd July 2026

Life saver

PayPal credit has been my go to for Christmas, Birthdays and expensive items for as long as I can remember. THANKS !!! Reviewed on: 2nd July 2026

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