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PayPal: PayPal Credit reviews

4.90
Based on 108,414 reviews, last reviewed 16th May 2026
2654700% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You can try, but nothing beats paypal 5 stars You can try, but nothing beats paypal 5 stars Reviewed on: 16th May 2026
Valdo's avatar
Valdo

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108414)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It has been such a help and the customer service is...

5
It has been such a help and the customer service is always great Reviewed on: 14th May 2026

Easy to use and make payments and really helpful tha...

5
Easy to use and make payments and really helpful that could add to apple pay Reviewed on: 14th May 2026

Easy to use and accepted everywhere

5
Easy to use and accepted everywhere Reviewed on: 14th May 2026

I have used PayPal for many years as a secure way to...

5
I have used PayPal for many years as a secure way to pay. I have used take 3 payments for several years which is a great service. I have the past few months been using PayPal credit and have credit card I am extremely pleased with the service reward ect Reviewed on: 14th May 2026

Always use PayPal it's so good and easy to use

5
Always use PayPal it's so good and easy to use Reviewed on: 14th May 2026

Reliable, trust worthy and easy!

5
Reliable, trust worthy and easy! Reviewed on: 14th May 2026

Never had a problem with PayPal, I missed a payment...

5
Never had a problem with PayPal, I missed a payment and they give me a chance to repay without hesitation Reviewed on: 14th May 2026

Changing monthly direct debit payment date.

4
Trouble moving direct debit payment date. More information setting up pay in three when all schedules have been completed. Appears this option is no longer available. Reviewed on: 14th May 2026

PayPal 2026

5
Quick and easy , fast and reliable to use at anytime. Reviewed on: 14th May 2026

Easy to understand app

5
Easy to understand App , feel secure using the service. The apr rate isn't to high . Enjoy the 3 Months interest free advantage. Reviewed on: 14th May 2026