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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181052)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit review

I have had issues with my car and PayPal credit helped massively Reviewed on: 14th July 2026

The application for PayPal credit was simple and eas...

The application for PayPal credit was simple and easy to apply for with step by step instructions. The app allows you to monitor your line of credit available and when upcoming payments are due. Reviewed on: 14th July 2026

Just Brilliant!

Brilliant it is so easy to use and track Reviewed on: 14th July 2026

Our go to payment system when making a purchase-safe...

Our go to payment system when making a purchase-safe, quick and reliable Reviewed on: 14th July 2026

All very simple to use , system is very good easy...

All very simple to use , system is very good easy to see payments due etc Reviewed on: 14th July 2026

Checkouts are quick and easy!

With lots of venders accepting PayPal the credit makes checkouts quick and easy! Reviewed on: 14th July 2026

always easy to use, very clearly laid out app

always easy to use, very clearly laid out app Reviewed on: 14th July 2026

PayPal there when you need it ..

Great product there when you need it and ease of use Reviewed on: 14th July 2026

Have used several times and it makes budgeting easie...

Have used several times and it makes budgeting easier on larger purchases but you can keep in control and it's so easy to use. Reviewed on: 14th July 2026

Quick & Easy, so far, all good, purchases went throu...

Quick & Easy, so far, all good, purchases went through without issue Reviewed on: 14th July 2026

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