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PayPal: PayPal Credit reviews

4.90
Based on 103,302 reviews, last reviewed 10th May 2026
2420350% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's there when I need it, does what I want it to do... It's there when I need it, does what I want it to do, a range of options to suit my every need, one click away, suits me Reviewed on: 10th May 2026
Celine M's avatar
Celine M

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103302)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal provides that security when purchasing

5
PayPal provides that security when purchasing Reviewed on: 10th May 2026

Really handy to use, been using for many many years .

5
Really handy to use, been using for many many years . Never had an issues at all. No complaints from me what so ever and I hope to keep using PayPal in the future as it makes my life a bit easier knowing I am also a bit protected. Reviewed on: 10th May 2026

I’ve had PayPal.

5
I’ve had PayPal. Credit for a long time it’s a great way to buy items and pay over time which is a great help Reviewed on: 10th May 2026

Very good experience with Paypal

5
Very good experience with Paypal Reviewed on: 10th May 2026

Simple to use and always straight forward

5
Simple to use and always straight forward Reviewed on: 10th May 2026

Amazing service, great rewards and available on almo...

5
Amazing service, great rewards and available on almost every platform! Very useful and extremely easy to use! Their debit card is also extremely useful and makes paying in day to day life easy in conjunction with excellent features for business Reviewed on: 10th May 2026

Good and efficient, always helpful

4
Good and efficient, always helpful Reviewed on: 10th May 2026

PayPal credit is safety and flexibility

5
with PayPal credit I shop safely, the flexibility of payment is great. Now, I always look for websites that use PayPal Credit to buy from. Reviewed on: 10th May 2026

helped me understand

5
It’s given me a great credit limit, and helped me out when I was struggling financially. It’s taught me a lot o about finance and how to manage credit and debt. Reviewed on: 10th May 2026

Highly recommend I'm using PayPal for almost over 10...

5
Highly recommend I'm using PayPal for almost over 10 years without any issues. Always feel secure with them. Reviewed on: 10th May 2026