Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

View other PayPal products

4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181052)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never found any problems and always a pleasure to do...

Never found any problems and always a pleasure to do business with PayPal. Reviewed on: 14th July 2026

great protection with value when you pay and you are...

great protection with value when you pay and you are not sure of the seller Reviewed on: 14th July 2026

Easy to use , better now more people use Paypal

Easy to use , better now more people use paypal Reviewed on: 14th July 2026

User friendly

Easy to make transfer. User friendly. No app is down please come back later. App is always working and its time saving. Would easily recommend. Reviewed on: 14th July 2026

Paypal credit preferred method of payment

Paypal credit is easy to use and also easy to keep on top of. It is my preferred method of payment for any large purchases. Reviewed on: 14th July 2026

Handy and very professional and very secure

Handy and very professional and very secure Reviewed on: 14th July 2026

Easy to use, in my Apple wallet!

Easy to use, in my Apple wallet! Reviewed on: 14th July 2026

Essy access Simple options

Essy access to your account, simple payment options, the 4 months interest free option is great and useful for spreading the cost of purchasing. Reviewed on: 14th July 2026

Always feel safer paying with PayPal

Always feel safer paying with PayPal Reviewed on: 14th July 2026

A great way to pay for things over time without inte...

A great way to pay for things over time without interest Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101221 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub