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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love PayPal.

5
Love PayPal. It has some great tools to allow easy and secure payments online. I have used PayPal credit and pay in 3 options which makes it very easy to make bigger purchases. I like that it has a further verification code which makes it feel like my accounts are more private and safe. Reviewed on: 14th July 2026

Wouldn't buy without it.

5
I have used PayPal for yrs and without it I wouldn't be able to afford many items I have bought. I do not purchase anything without using PayPal. Safe, reliable service. Reviewed on: 14th July 2026

Never found any problems and always a pleasure to do...

5
Never found any problems and always a pleasure to do business with PayPal. Reviewed on: 14th July 2026

great protection with value when you pay and you are...

5
great protection with value when you pay and you are not sure of the seller Reviewed on: 14th July 2026

Easy to use , better now more people use Paypal

4
Easy to use , better now more people use paypal Reviewed on: 14th July 2026

User friendly

5
Easy to make transfer. User friendly. No app is down please come back later. App is always working and its time saving. Would easily recommend. Reviewed on: 14th July 2026

Paypal credit preferred method of payment

5
Paypal credit is easy to use and also easy to keep on top of. It is my preferred method of payment for any large purchases. Reviewed on: 14th July 2026

Handy and very professional and very secure

5
Handy and very professional and very secure Reviewed on: 14th July 2026

Easy to use, in my Apple wallet!

5
Easy to use, in my Apple wallet! Reviewed on: 14th July 2026

Essy access Simple options

5
Essy access to your account, simple payment options, the 4 months interest free option is great and useful for spreading the cost of purchasing. Reviewed on: 14th July 2026

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