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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108593 reviews)

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4.90

Based on 108,593 reviews, last reviewed 16th May 2026

2663100% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have been using PayPal for several years now and I... I have been using PayPal for several years now and I am absolutely satisfied with the excellent service they provide. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108593)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Simple and easy to use and great value

Made 2 purchases recently and the process was simple, clear and the app is really easy to navigate. Reviewed on: 14th May 2026

I love shopping by PayPal .

I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Otherwise PayPal is great . Reviewed on: 14th May 2026

I have been using PayPal since 2015 without any issues.

I have been using PayPal since 2015 without any issues. I have always had a positive experience using it. I feel like PayPal is moving in the right direction. Reviewed on: 14th May 2026

Always easy to buy or pay online.

Always easy to buy or pay online. Reviewed on: 14th May 2026

Good option of payment, have been using PayPal since...

Good option of payment, have been using PayPal since 2011 and still use it now Reviewed on: 14th May 2026

I have used PayPal for roughly 15 years and has alwa...

I have used PayPal for roughly 15 years and has always been a trusted and dependable way to make payments, receive and send money securely. I also like that they are evolving as a business with the latest requirements for its customers. Good job Paypal! Reviewed on: 14th May 2026

costs on big orders

Paypal has given me the opportunity to make costs on the house and giving me 0% over 4 months to pay it off. It's really beneficial on maternity/bereavement leave. Reviewed on: 14th May 2026

Simple and Easy

Simple and Easy way to have access to money - all very clear to follow Reviewed on: 14th May 2026

Great experience so far, does everything I need.

Great experience do far, does everything I need. Reviewed on: 14th May 2026

PayPal Credit is incredibly convenient for anyone

PayPal Credit is incredibly convenient for anyone who frequently shops online. The ability to spread costs over four months without interest makes larger purchases much more manageable. Setting up automatic repayments is easy, While it doesn't offer a physical card, the digital integration is flawless across thousands of websites. It’s a great 'buy now, pay later' alternative for those with a good credit standing who want flexibility without the hassle of a traditional bank loan Reviewed on: 14th May 2026

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