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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very easy access to a small quick credit.

very easy access to a small quick credit. Paypal is somehow forgotten when it comes to payment provider, not brash but present and efficient. Reviewed on: 14th July 2026

I use PayPal on my laptop mostly.

I use PayPal on my laptop mostly. I have used the interest free credit several times and found it very useful for spreading the cost of expensive items. Reviewed on: 14th July 2026

Fantastic experience, quick, easy and secure.

Fantastic experience, quick, easy and secure. Reviewed on: 14th July 2026

Quick, easy service smooth transactions every time,...

Quick, easy service smooth transactions every time, customer service team are extremely supportive Reviewed on: 14th July 2026

PayPal have always been fantastic at managing my acc...

PayPal have always been fantastic at managing my account. They have been able to recover lost funds and help out along the way. The customer service provided has always been fantastic, super fast and very helpful no AI bots. Reviewed on: 14th July 2026

4 months interest free, excellent!

4 months interest free, excellent! Reviewed on: 14th July 2026

Trusted company

It’s so confident and allows me to pay with confidence Reviewed on: 14th July 2026

Very good service

Excellent brilliant fantastic always great to order things on PayPal credit Reviewed on: 14th July 2026

.Joined accepted DELIGHTED

I joined a few month ago and it was so very easy to set up. Of course your credit rating has to be good but not brilliant as most people think . I am so Happy with pay pal credit and can now purchase from many shops and department stores . Reviewed on: 14th July 2026

Very easy, fast and secure payment

Very easy, fast and secure payment Reviewed on: 14th July 2026

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