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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149265 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149266)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Used it a long time.

Used it a long time. Never had an issue. Reviewed on: 2nd July 2026

App is feels a little clunky and disorganised, somet...

App is feels a little clunky and disorganised, sometimes it’s hard to find what you’re after without a lot of clicking about Reviewed on: 2nd July 2026

A payment service I can always rely on

I’ve been using PayPal for years, and it’s consistently been reliable, secure, and easy to use. Whether I’m buying online or receiving payments for my small business, everything has always been straightforward and hassle free. The buyer and seller protection also gives me extra peace of mind. It’s been a service I can genuinely depend on, and I’d happily recommend it to anyone looking for a trusted payment platform. Reviewed on: 2nd July 2026

LOVEPAYPAL, One of the best sites on the planet.

LOVEPAYPAL, Always safe and always reliable… with no complications… One of the best sites on the planet. Reviewed on: 2nd July 2026

Have always found it quick & easy to pay via PayPal,...

Have always found it quick & easy to pay via PayPal, no problems Reviewed on: 2nd July 2026

Very understanding helpful customer service and very...

Very understanding helpful customer service and very quick and easy payments Reviewed on: 2nd July 2026

I find the PayPal credit easy to access and communic...

I find the PayPal credit easy to access and communication is great Reviewed on: 2nd July 2026

They have good services.

They have good services. Helping a lot Reviewed on: 2nd July 2026

Very good, swift and transparent.

Very good, swift and transparent. No frills and very easy to understand what the potential fees or ramifications would be from using their services. Would definitely recommend to others. Reviewed on: 2nd July 2026

Used over 10 years never had a single problem

Used over 10 years never had a single problem that wasn't resolved. Useful to have a way to pay without remembering card details. With extra protection Reviewed on: 2nd July 2026

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