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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing service all time very professional staff wor...

Amazing service all time very professional staff work when make call Reviewed on: 14th July 2026

PayPal is the best!

They're a really good company and app and so easy to use Reviewed on: 14th July 2026

simple, easy and clear applications

simple, easy and clear applications, good service Reviewed on: 14th July 2026

PayPal credit allows me four months to pay which is...

PayPal credit allows me four months to pay which is convenient and great. I also like the pay by 3 installments it gives me time to sort my finances. I like that PayPal deal with my complaints. I only had one so far complaint that I was not happy with the outcome but it's long time ago now. Reviewed on: 14th July 2026

Great app and great service overall, reminder notifi...

Great app and great service overall, reminder notifications and emails are especially helpful for me Reviewed on: 14th July 2026

Always easy to use

Always easy to use, there are many different options to make purchases such as pay in 3 and PayPal credit to spread costs. I feel like my money is covered if I need to request a refund so it feels like a safe way to make purchases. Reviewed on: 14th July 2026

Simple and quick to arrange

Arranging this credit was quick and easy, and confirmed my decision to purchase Reviewed on: 14th July 2026

Always easy to use and manage and great to have the...

Always easy to use and manage and great to have the flexibility to pay in 3 or PayPal credit or just use bank card through PayPal and feel at ease that there is extra protection through paypal Reviewed on: 14th July 2026

Pay in 3 option

Pay in 3 option it is my favourite Reviewed on: 14th July 2026

Lovely credit service.

I have been using PayPal credit for a while now and they have been absolutely amazing. Easy enough to pay off the monthly minimum or change the amount. I would definitely recommend. Reviewed on: 14th July 2026

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