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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve had one experience with a larger item that was...

5
I’ve had one experience with a larger item that was returned and proof sent but was not refunded because it wasn’t sent my Royal Mail. It was a three piece sofa that would not clip together and I had to pay for it even though the goods were returned Reviewed on: 14th July 2026

Easy and quick to use

4
Easy and quick to use when making an online purchase. Good for those larger purchases when you want to spread the cost. Reviewed on: 14th July 2026

Alway there when need and always reliable support

5
Alway there when need and always reliable support Reviewed on: 14th July 2026

Easy to use, greater protection for purchases

5
Easy to use, greater protection for purchases and money transfers. I have been using Paypal for years and never experienced an issue and i always know my purchases are safe. Its also great to have the pay in three or buy later options with Paypal. Reviewed on: 14th July 2026

So easy to use great app no problems

5
So easy to use great app no problems Reviewed on: 14th July 2026

Easy to use, quick and no issues.

5
Easy to use, quick and no issues. Reviewed on: 14th July 2026

The credit option is great, it helps me manage large...

5
The credit option is great, it helps me manage larger payments. Reviewed on: 14th July 2026

All good, easy to apply quick and easy

4
All good, easy to apply quick and easy Reviewed on: 14th July 2026

Very easy to use

5
Very easy to use know in seconds whether you have got credit or interest free Reviewed on: 14th July 2026

Excellent client care

5
Always professional and helpful, I have always had a speedy resolution on the rare occasion I have had to contact PayPal. Reviewed on: 14th July 2026

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