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PayPal: PayPal Credit reviews

4.90
Based on 108,669 reviews, last reviewed 16th May 2026
2666700% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit has been great PayPal credit has been great I use it to grow my side hustle and it works out perfect Reviewed on: 16th May 2026
Leigh T's avatar
Leigh T

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108669)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent

5
It's very helpful. We can play later. PayPal doing excellent service. Reviewed on: 14th May 2026

Offers that Paypal Credit gives

5
The features like 3 month free credit is an awesome offer and the next one is 24 month 0% EMI. Reviewed on: 14th May 2026

Easy to use & safe.

4
Easy to use & safe, Sometimes pay in 3 does not work & paypal credit isn't available but on a whole its good. Reviewed on: 14th May 2026

Great credit product, especially the 0% interest for...

5
Great credit product, especially the 0% interest for 4 months offer for every purchase above £99. Reviewed on: 14th May 2026

In a modern world you can rely on PayPal

5
I swear by PayPal & i always have. Totally trustworthy & easy to use & understand & it means you can have what you want when you want & there's many different payment plans that will suit you, a must have in a modern world. Reviewed on: 14th May 2026

when I've need to pay for something paypal has been...

5
when I've need to pay for something paypal has been very easy to use and is very convenient, ive been using the paypal feature for years and would recommend it to anyone Reviewed on: 14th May 2026

Always good, easy to use and global

4
Always good, easy to use and global Reviewed on: 14th May 2026

Effective and simple process with clear communication

5
Effective and simple process with clear communication Reviewed on: 14th May 2026

So far my experience with paypal is veey good

5
So far my experience with paypal is veey good Reviewed on: 14th May 2026

I always feel safe paying with PayPal

5
I always feel safe paying with PayPal Reviewed on: 14th May 2026

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