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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good service

Good financial service, easy to apply easy to manage and app is nice and simple Reviewed on: 14th July 2026

PayPal credit gives you more time to pay for things...

PayPal credit gives you more time to pay for things you need. With 0% options Reviewed on: 14th July 2026

Easy to use and the 4 months interest free is great.

Easy to use and the 4 months interest free is great. Reviewed on: 14th July 2026

Great experience using paypal credit, easy to use.

Great experience using paypal credit, easy to use. Reviewed on: 14th July 2026

Great service, straight forward, easy to use and nav...

Great service, straight forward, easy to use and navigate your credit and spending Reviewed on: 14th July 2026

using paypal for long time its always there when I n...

using paypal for long time its always there when I need it. Reviewed on: 14th July 2026

Always there when I need it.

Always there when I need it. Highly recommended Top performance & availability Reviewed on: 14th July 2026

1 Respect.

1 Respect. 2 Trust. = 3 Efficiency. 4 Effectiveness. Reviewed on: 14th July 2026

Convenient & Accessible

Paypal has always been very simple and easy to use. I like the fact that i can use it at a lot of online stores. Reviewed on: 14th July 2026

Simple and safe

Very simple to use and always very safe. Reviewed on: 14th July 2026

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