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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108712 reviews)

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4.90

Based on 108,712 reviews, last reviewed 16th May 2026

2668750% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Happy customer So simple to use and convenient can use it locally internationally or to order online Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108712)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

A plus to PayPal from me

I have been using PayPal for many years and also pay in 3 and PayPal credit and now PayPal +. Never had any problems. A+ Reviewed on: 14th May 2026

Always had a good experience with PayPal

Always had a good experience with PayPal Reviewed on: 14th May 2026

Better than average

I have only ever had one issue with PayPal where I was given incorrect info to put in a form as proof to get money back for items never received and even though I emailed the team several times to say had a n issue with the form no one got back to me and they closed the case in the sellers favour even though I had sent proof via email that they confirmed item had not been sent. I kept on and on at them so they finally reopened the case and then agreed within 24 hours I was in the right so all good in the end but not the best experience Reviewed on: 14th May 2026

Everytime I needed help and I spoken to someone they...

Everytime I needed help and I spoken to someone they were quick to sort out my issues and were very helpful Reviewed on: 14th May 2026

Easy credit decision and intuitive interface.

Easy credit decision and intuitive interface. Reviewed on: 14th May 2026

Good customer service from paypal

Good customer service from paypal Reviewed on: 14th May 2026

I use PayPal for all or most of my online transactio...

I use PayPal for all or most of my online transactions, simple fast and easy to keep track of Reviewed on: 14th May 2026

Easy to use.

Easy to use. Good issue sorting. Great 0% finance products. Reviewed on: 14th May 2026

Processing Refunds

Credit refunds should be processed back against the original purchases and not on payment due. This does not allow for us to check refunds process correctly easily Reviewed on: 14th May 2026

Old reliable

I use paypal for all my online shopping for the extra peace of mind, and have rarely had any issues in over a decade of use. The new rewards system is quite good too; it's nice getting £10 here and there just doing my usual purchases. I do have the debit and credit cards now too so I can use paypal to do my food shopping, get a few more points. Reviewed on: 14th May 2026

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