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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Trustworthy and stress free payments

5
Have used for many years. Love paypal credit with 4 months free interest, or pay in 3. Makes life so much easier and I am always kept up to date with payments so there are no worries about missing a payment. Reviewed on: 14th July 2026

Pbeen using PayPal for quite a few years now and rec...

5
Pbeen using PayPal for quite a few years now and recieved excellent service throughout Reviewed on: 14th July 2026

Could be better not as good as before..

4
Generally good although I was scammed for an item and my claim was not withheld even though I provided proof on non delivery Reviewed on: 14th July 2026

Excellent payment platform.

5
Excellent payment platform.Easy to use. Reviewed on: 14th July 2026

The interest is very very high.

4
The interest is very very high. It feels like a con Reviewed on: 14th July 2026

Pay pal credit has a user friendly interface on the...

5
Pay pal credit has a user friendly interface on the app and was handy when needed. Reviewed on: 14th July 2026

I used PayPal credit multiple times and feel very ha...

5
I used PayPal credit multiple times and feel very happy with the flexible repayment options. It works better than a credit card in my case. Reviewed on: 14th July 2026

Very easy to use services, great communication and f...

5
Very easy to use services, great communication and fair terms and conditions. Reviewed on: 14th July 2026

Just a very good service and always deal with proble...

5
Just a very good service and always deal with problems promptly Reviewed on: 14th July 2026

PayPal makes life a lot easier this day in age.

5
PayPal makes life a lot easier this day in age. It is 100 percent safe and secure and keeps my mind at rest for the security. Reviewed on: 14th July 2026

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