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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Awesome experience and good customer service

5
Awesome experience and good customer service Reviewed on: 14th July 2026

Excellent dispute resolution and ease of service.

5
I have had to contact Paypal on two occasions to raise disputes with vendors. The process was easy and providing evidence was also easy to do. I was successful in both disputes. I regularly use Paypal with internet purchases as it quick, easy and fuss free. Reviewed on: 14th July 2026

PAYPAL IS SO SAFE

5
I feel safe paying with PayPal because if there is a problem with my purchase,scam or whatever PayPal will solve it. Reviewed on: 14th July 2026

I've always been satisfied with PayPal

4
I've always been satisfied with PayPal Reviewed on: 14th July 2026

Customer service, do not follow up on what they say...

5
Customer service, do not follow up on what they say they will do. Struggle to understand some of the staff members. Reviewed on: 14th July 2026

PayPal credit review

5
I have had issues with my car and PayPal credit helped massively Reviewed on: 14th July 2026

The application for PayPal credit was simple and eas...

5
The application for PayPal credit was simple and easy to apply for with step by step instructions. The app allows you to monitor your line of credit available and when upcoming payments are due. Reviewed on: 14th July 2026

Just Brilliant!

5
Brilliant it is so easy to use and track Reviewed on: 14th July 2026

Our go to payment system when making a purchase-safe...

5
Our go to payment system when making a purchase-safe, quick and reliable Reviewed on: 14th July 2026

All very simple to use , system is very good easy...

5
All very simple to use , system is very good easy to see payments due etc Reviewed on: 14th July 2026

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