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PayPal: PayPal Credit reviews

4.90
Based on 108,734 reviews, last reviewed 16th May 2026
2669700% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My go too :) love that I can use it when I need too! My go too :) love that I can use it when I need too! Reviewed on: 16th May 2026
Abi j's avatar
Abi j

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108734)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always been good even when it goes wrong

5
Always been good even when its gone wrong and I've had to call always had my back Reviewed on: 14th May 2026

You can pay for products in a quick, easy way.

5
You can pay for products in a quick, easy way. The interest and methods of payment are very clear so you know exactly what you have to pay back and when. I've used the PayPal Credit options for paying for products quite a few times. Reviewed on: 14th May 2026

So many options

5
So many options of how to pay the balance. This is a really good addition to my finance auctions Reviewed on: 14th May 2026

I have been with you for a good Time I found it good...

5
I have been with you for a good Time I found it good experience Reviewed on: 14th May 2026

Great for no interest credit, can pay a few days lat...

4
Great for no interest credit, can pay a few days later without worrying that it is going to cost me money if it slips my mind, reminders are sent often Reviewed on: 14th May 2026

Only use pay pal to pay all good

5
Only use pay pal to pay good would recommend Reviewed on: 14th May 2026

Everything in one place.

5
Been using PayPal now for many years, so i never have to give out my bank details out, I just click PayPal, get interest free on purchases over 4 months on anything over £100, Plus so much more you just need to look (Like money back offers etc) the list goes on. When you log in everything is in one place, you can even change your DD to suit you quick and easy, hassle free. why use anything else. Reviewed on: 14th May 2026

I always find PayPal so quick and easy to use.

5
I always find PayPal so quick and easy to use. And the PayPal customer service team amazing at solving issues Reviewed on: 14th May 2026

Simple, straightforward and best service provider al...

5
Simple, straightforward and best service provider all the time. Reviewed on: 14th May 2026

Love PayPal it’s save, easy to use, payment choice i...

5
Love PayPal it’s save, easy to use, payment choice is great, being able to spread the costs helps dramatically. Specially if we are struggling. Thank you Reviewed on: 14th May 2026

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