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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A straightforward way to pay

5
A straightforward way to pay with no fees. Reviewed on: 18th July 2026

Brilliant

5
Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Easy to use

5
Easy to use, monthly payments set up and come out automatically Reviewed on: 18th July 2026

Brilliant

5
Very good with buying products. Easy to pay as well. Reviewed on: 18th July 2026

Excellent service all round .

4
Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Easy to use convenience and can pay later

5
Easy to use convenience and can pay later Reviewed on: 17th July 2026

PayPal every time.

5
I love to use PayPal; it's my preferred method of payment. Unless one can't use PayPal, I use my PayPal credit card, and my PayPal bebit card. It's peace of mind knowing that you can pay with no worries . Reviewed on: 17th July 2026

Instant credit without hassle and it's there when yo...

5
Instant credit without hassle and it's there when you need it once you pass the initial application which is quick and easy. Reviewed on: 17th July 2026

Usually no issues at all.

5
Usually no issues at all. I love PayPal Reviewed on: 17th July 2026

Never had a problem

5
Never had a problem, and regular reminders that automatic payments are due are very useful Reviewed on: 17th July 2026

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