Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

View other PayPal products

4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fave way of Pay

Using PayPal for years , as a extra insurance, help with a Pay or extra fast way . Reviewed on: 14th July 2026

I found it very easy to set up, straight forward ste...

I found it very easy to set up, straight forward steps without lots of unnecessary hassle Reviewed on: 14th July 2026

PayPal is easy to use, very user friendly

PayPal is easy to use, very user friendly Reviewed on: 14th July 2026

It’s great!!

PayPal credit enables me to get more expensive items and pay it off. It has been really helpful! I send money to buy things or to friends and family with ease!!. I have used customer services and they were so helpful too. It’s so reassuring to know you can get support or raise an issue with a payment and have it resolved. It feels a safer way to make payments. I use it at least weekly! All in all great. Reviewed on: 14th July 2026

Easy to use, instant, transparent and the interest r...

Easy to use, instant, transparent and the interest rate is competitive. There is also a good choice of purchase options. Feels safe, secure. I recently got scammed and I got a full refund so very happy with protection levels. Highly recommend Reviewed on: 14th July 2026

Flexible payment options, including credit.

Flexible payment options, including credit...many stores and nearly all websites offer PayPal as payment option. Reviewed on: 14th July 2026

Awesome credit experience

Awesome experience seeing far. Most of my credit demand were met seemlessly Reviewed on: 14th July 2026

Great and healthy credit initiative

Since the introduction of your credit card, which is attached to the PayPal account, the interest free period on purchases has been a game changer without applying for a new card. It’s intuitive when it shows how long we have to pay the balance based on the purchase date and how much we have to pay by to avoid paying the interest. It’s a much healthier way of credit because of this little function. Reviewed on: 14th July 2026

Amazing handy app for paying and saving

Amazing handy app for paying and saving Reviewed on: 14th July 2026

Easy to apply and to use.

Easy to apply and to use. The virtual credit card allows you to take advantage of the services even without direct paypal payment method. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub