Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Handy and very professional and very secure

Handy and very professional and very secure Reviewed on: 14th July 2026

Easy to use, in my Apple wallet!

Easy to use, in my Apple wallet! Reviewed on: 14th July 2026

Essy access Simple options

Essy access to your account, simple payment options, the 4 months interest free option is great and useful for spreading the cost of purchasing. Reviewed on: 14th July 2026

Always feel safer paying with PayPal

Always feel safer paying with PayPal Reviewed on: 14th July 2026

A great way to pay for things over time without inte...

A great way to pay for things over time without interest Reviewed on: 14th July 2026

So Easy and Clear

Taking out PayPal credit or straightforward and exceptionally easy. Very well explained and clear to use. Excellent. Reviewed on: 14th July 2026

Ease of use

I find pay pal very easy to use, they are helpful and will do their best to help you out if you just explain what the issues are. When I’ve had issues in the past it’s been easy to resolve and know what to do. The credit card was easy to apply for and I was given an instant access to Apple Pay once approved. Reviewed on: 14th July 2026

Always fast and reliable

Since I started using this payment method, I’ve never had a problem; the payment is always fast and reliable. Reviewed on: 14th July 2026

Great job

Just so easy to use and now you can collect points on your transactions Reviewed on: 14th July 2026

Queries and answers

When had queries have these answered quickly and efficiently. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub