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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149712)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had any issues.

5
Never had any issues. Quick, easy to use. Clear details. Reviewed on: 3rd July 2026

Why Paypal is great!

5
PayPal is really handy because it lets you pay for things online in just a few clicks. It keeps your card details private, so it feels a bit safer when shopping. You can also send money to friends and family quickly without much hassle. Reviewed on: 3rd July 2026

Excellent PayPal

5
Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Good easy to use no fuss food app

3
Good easy to use no fuss food app Reviewed on: 3rd July 2026

great value for me

5
The bank I can trust and respect for reliable all so get money when and where I need it Reviewed on: 3rd July 2026

Easy, safe, efficient.

5
Easy, safe, efficient. My dad lives in America and PayPal allows us to send money back and forth easily, knowing it is safe and will arrive promptly. Reviewed on: 3rd July 2026

Very easy and good service.

4
Very easy and good service. I have used PayPal credit for a long time for financing my phone and other items. Would highly recommend. Reviewed on: 3rd July 2026

I have peace of mind whenever I use PayPal for payme...

4
I have peace of mind whenever I use PayPal for payment because I know they will get me my money back if the company I purchase from did not do the right thing or refund. Reviewed on: 3rd July 2026

Brilliant experience

5
Brilliant experience pay in 3 helps loads to split up costs Reviewed on: 3rd July 2026

very easy to Get Pay pal credit

5
very easy to Get Pay pal credit Reviewed on: 3rd July 2026

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