Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Let's me control my spending in a safe and trusted way.

5
Let's me control my spending in a safe and trusted way. Always kept informed. Reviewed on: 14th July 2026

Luv the pay in 3 think that was a great idea and hel...

5
Luv the pay in 3 think that was a great idea and helps you spread the cost Reviewed on: 14th July 2026

Paypal buddie

5
Been using PayPal for years , safe way to buy .sell, feel protected with my money Reviewed on: 14th July 2026

Interest rates and APR are a little high.

4
Interest rates and APR are a little high. However, account management is easy using the app. Reviewed on: 14th July 2026

Easy to use great service.

5
Easy to use great service. I can use it anywhere with my PayPal card and the app is very straight forward to navigate. Reviewed on: 14th July 2026

Just a great way to pay for things on line...

5
Just a great way to pay for things on line Reviewed on: 14th July 2026

PayPal is quick and convenient to use.

5
PayPal is quick and convenient to use. Never had a problem with them using them over a decade and love all be features that get added Reviewed on: 14th July 2026

I use PayPal when ever possible.

5
I use PayPal when ever possible. It’s a safety net that I like i fully trust them with purchases. Reviewed on: 14th July 2026

Love the ease of use.

5
Love the ease of use. Purchasing second hand, large ticket items.... PayPal Credit really smooths out the financial bumps! Reviewed on: 14th July 2026

Paypal always there when needed, gives geat comfort...

5
Paypal always there when needed, gives geat comfort confidence with my buying power Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101251 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products