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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service any problems are sorted out quickly an...

Great service any problems are sorted out quickly and hassle free Reviewed on: 15th May 2024

Good Service

Always positive and got the things done very easily. Reviewed on: 15th May 2024

Good old paypal

I find paypal really easy to use, its quick and efficient and i cant really fault the app or the user experience. Reviewed on: 15th May 2024

PayPal helped me build my credit score

I’ve used PayPal for everything since a young age and it has helped me build my credit score, when I turned 18 I was offered PayPal credit and it has been of major use for me giving me more freedom in what I can do with my money. Reviewed on: 15th May 2024

The best thing ever

I been with PayPal more then 15 years and at all this time I never been disappointed. I'm so great for enjoying PayPal since. Reviewed on: 15th May 2024

I always have been looked after well I Have no compl...

I always have been looked after well I Have no complaints Great service Indeed you can not get better than my own Bank I love my paypal Reviewed on: 15th May 2024

Easy to use, very secure and no hassle.

Easy to use, very secure and no hassle. Reviewed on: 15th May 2024

Excellent

Any issue always are resolved quickly and efficiently. Great customer service Reviewed on: 15th May 2024

Easy Paypal.

Paypal...wouldn't be without it. Easy manageable account and payments. Reviewed on: 15th May 2024

PayPal experience after 5 years

PayPal is very user friendly, customer service knowledgeable and the PayPal Credit interest is one of the best in current times. Reviewed on: 15th May 2024

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