Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181155)

I like PayPal credit

5
Easy hassle-free way to break up your spending. It's also a good way to increase your credit score. Reviewed on: 15th May 2024
R's avatar
R

I have used pay pal to pay for products and used Pay...

5
I have used pay pal to pay for products and used PayPal credit and everytime it has been seamless. I feel more secured using PayPal Reviewed on: 15th May 2024
Alero O's avatar
Alero O

Very friendly and an excellent service

5
Very friendly and an excellent service Reviewed on: 15th May 2024
James's avatar
James

Easy to use, easy to adjust and contact customer sup...

5
Easy to use, easy to adjust and contact customer support. Reviewed on: 15th May 2024
An s's avatar
An s

I use it often and it’s very easy to use.

5
I use it often and it’s very easy to use. Getting a payment due date is also very helpful Reviewed on: 15th May 2024
Charley T's avatar
Charley T

I use PayPal credit as my preferred way to pay on a...

5
I use PayPal credit as my preferred way to pay on a number of sites. It was such an easy and quick process to set up via PayPal’s great app massively helpful to spread the cost of a purchase. Reviewed on: 15th May 2024
James C's avatar
James C

PayPal credit is great to have.

5
PayPal credit is great to have. I know they have my back if I need them financially. They really care about their customers. Reviewed on: 15th May 2024
Edward F's avatar
Edward F

PayPal credit

5
My experience with PayPal credit payment is excellent, it made my lufe easier, i can now purchase things and pay as instalment, we shoul be using that offer wisely. Reviewed on: 15th May 2024
Shayma A's avatar
Shayma A

Good work

5
keep me up to date with any transaction,and give me the possibility to work with paypal Reviewed on: 15th May 2024
Gheorghe E's avatar
Gheorghe E

Excellent customer service.

5
Excellent customer service. My problems were resolved very quickly. Reviewed on: 15th May 2024
Tee's avatar
Tee

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill