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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

very happy with pay pall app.

very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024

Problem free service for us.

Not had to use customer service. No problems at all. Handy credit service available for those unexpected or expensive buys Reviewed on: 15th May 2024

It's great for my ebay and making payments for meals...

It's great for my ebay and making payments for meals without jabbing to queue at bars and restaurants Reviewed on: 15th May 2024

PayPal credit gives me the flexibility I need

PayPal credit gives me the flexibility I need when sometimes I don’t have the money to pay off items right away. It is always good to know I have it for emergencies if I am ever cut short and need something in my house or for my child. Because these days not many of us have hundreds of pounds to pull out there and then. Reviewed on: 15th May 2024

Great app.

Great app. Very good protection. Reviewed on: 15th May 2024

Very beneficial credit and allow me to purchase and...

Very beneficial credit and allow me to purchase and pay without interés Reviewed on: 15th May 2024

Any problems I've came across ,I've only needed to c...

Any problems I've came across ,I've only needed to call staff ,and are on the concern rite away ,and iam Happy at all pay pal have offered me .I Thank You PayPal X Reviewed on: 15th May 2024

Really good conditions to use PayPal credit

Really good conditions to use PayPal credit Reviewed on: 15th May 2024

It’s always handy, whenever shopping on eBay, can br...

It’s always handy, whenever shopping on eBay, can break down payments to manageable sum to make life easier. Also, monitoring payments is easier via the PayPal app. Reviewed on: 15th May 2024

Never had an issue with PayPal credit, works well if...

Never had an issue with PayPal credit, works well if you don’t use credit cards and can keep on top of payments. Reviewed on: 15th May 2024

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