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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176549)

Very happy with PayPal!!

5
PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022

Faultless

5
I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022

Paypal credit

5
Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

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