Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Makes me feel confident with my purchases

Makes me feel confident with my purchases and offers a wide variety of ways to pay. Ideal for a person to buy expensive items over a longer period of yime Reviewed on: 15th May 2024

I had a seller who send I damaged products and refus...

I had a seller who send I damaged products and refused a return and of course refused to refund but PayPal was able to get my refund for me. Just great. Reviewed on: 15th May 2024

Better since curve card link

Experience has increased following linkage with curve, enabling me to make purchases in store with my PayPal credit account. I like yo keep all my spending in 1 place and this has enabled me to do thar. Reviewed on: 15th May 2024

PayPal credit

Its grate I can buy things that normally I would have to save so instead I can pay monthly it's quick and easy Reviewed on: 15th May 2024

So very easy to use even by me being a dinosaur .

So very easy to use even by me being a dinosaur . Also makes buying items and spreading the cost over a few months ( interest free ) Excellent service . Reviewed on: 15th May 2024

Paypal has helped in many ways

PayPal credit has helped me with things that I've needed to help me in day to day life Reviewed on: 15th May 2024

Had a few issues buying items off people using PayPa...

Had a few issues buying items off people using PayPal and not receiving it and PayPal customer service was excellent to help me out getting my money back Reviewed on: 15th May 2024

Make payment online/digital much smoother

As it is linked to multiple payment method, it is much easier to the usual pay by credit card method, which one has to provide individuay when shopping on different e-commerce platform where saving card option is either unwise or unnecessary. Reviewed on: 15th May 2024

Good customer service, easy to use for online purchases

Good customer service, easy to use for online purchases Reviewed on: 15th May 2024

I always choose paypal for online payments

Ive used paypal for all sorts of payments and have always been very happy with how easily it works, whether ive been paying with my card via paypal or using my pay pal credit account. Its always easy and straightforward and quick. Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.71 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub