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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Roadshow0121

Great experience easy and secure Reviewed on: 15th May 2024

Really good.

Really good. Would recommend very useful and handy if you want something just before payday, friendly staff too Reviewed on: 15th May 2024

Very happy

Very happy with PayPal services, plus it's very safe to use. Reviewed on: 15th May 2024

Love PayPal that helps me lots balance money and cou...

Love PayPal that helps me lots balance money and couldn’t afford one go and monthly is very helps that can afford a little Reviewed on: 15th May 2024

Paypal something for nothing

PayPal have helped get today what would have took me months at no extra cost. Reviewed on: 15th May 2024

Easy to use and easy to understand

Easy to use and easy to understand Reviewed on: 15th May 2024

Very Happy

Very Happy with paypal. Excellent service, Safe and reliable Reviewed on: 15th May 2024

I have used PayPal credit numerous times...

I have used PayPal credit numerous times and never had any issues. It has always been super easy, fast and straightforward. You are always told about repayments in advance so you can prepare for them to come out of your bank. Reviewed on: 15th May 2024

Till this date PayPal has helped me anytime I needed...

Till this date PayPal has helped me anytime I needed more time to pay things off which makes life alot more easier Reviewed on: 15th May 2024

Great services.

Great services. Any problems they sort it out quickly. Would recommend their service. Had a dispute and they sorted it out and had my money back in my account within days. Their app is excellent, very easy to use and you can keep an eye on your spending and cap your credit if needed. Reviewed on: 15th May 2024

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