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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

paypal credit and pay in 3.

I have used paypal credit and pay in 3 many times and it has always been a good experience. If i have ever had a issue it has been sorted quickly. It is a safe way to pay always. Reviewed on: 15th May 2024

The best credit supplier on the market ;)

I have PayPal credit for years and it's absolutely amazing how easy and affordable it is to use as a every day way of paying for my stuff Thx PayPal ;) Reviewed on: 15th May 2024

Great credit terms great communication when payments...

Great credit terms great communication when payments are due overall just a great service Reviewed on: 15th May 2024

great digital app

used paypal for many years i love it it’s simple secure and quick Reviewed on: 15th May 2024

Amazing app

Most of my payments I use PayPal easy and safe Reviewed on: 15th May 2024

Helpful friendly staff easy to apply everything is e...

Helpful friendly staff easy to apply everything is explained before you go ahead with your loan . Repayments are easy and the app does what is says on the tin Reviewed on: 15th May 2024

Always with no problems, many options to repay.

Always with no problems, many options to repay. Very handy when you need to spread spendings Reviewed on: 15th May 2024

Pay 0 interest in 4 months helps to manage payments...

Pay 0 interest in 4 months helps to manage payments easy. Reviewed on: 15th May 2024

Excellent service

Excellent. Very easy to use. Has helped me massively when I don't have the money to make bigger purchases. Easy to manage payments monthly. Reviewed on: 15th May 2024

Great for holidays!

I was able to book holidays and pay it off when it suited me. Great for me and the family and made it possible for us to go away. Reviewed on: 15th May 2024

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