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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Ability to buy and save

I love the ability to pay in 4 at 0% interest free. It allows me to buy what I want when I want but still able to save money for a rainy day . Reviewed on: 15th May 2024

Easy and Fast credit, I applied and got the credit a...

Easy and Fast credit, I applied and got the credit at the same day. I bought a new monitor Reviewed on: 15th May 2024

No hidden charges

Clearly tells you when your interest free period would be up and very easy and safe to use in purchasing things Reviewed on: 15th May 2024

Easy to use, makes me feel safer with online transac...

Easy to use, makes me feel safer with online transactions. Reviewed on: 15th May 2024

Great ways to pay for things

I have been enjoying interest free payments which is great value for money Reviewed on: 15th May 2024

I have used PayPal for years now and they have alway...

I have used PayPal for years now and they have always been excellent. My wife and son have joined as well because they were so good. Reviewed on: 15th May 2024

Well I have been more satisfied for years I don't ha...

Well I have been more satisfied for years I don't have no complaints,but a ot of respect. Reviewed on: 15th May 2024

The best, I recommend to everybody the community.

The best, I recommend to everybody the community. Reviewed on: 15th May 2024

Excellent service!

Great! Easy to use and simple to manage Reviewed on: 15th May 2024

Convenient and flexible

A nice and flexible option to have when buying expensive things Reviewed on: 15th May 2024

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