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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is by far the best payment and banking system

PayPal is by far the best payment and banking system I have ever used. Whether it’s paying online, using the balance or credit everything is seamless. I have used for many years even when an issue has occurred they assist sorting however they can. Reviewed on: 14th May 2024

Always great good service trusted payment platform

Always great good service trusted payment platform Reviewed on: 14th May 2024

Easy to use.

Easy to use. Helpful when in need of quick cash. Not making things difficult with repayments. Reviewed on: 14th May 2024

Easy to track and manage balance

Easy to apply and set up. Easy to keep track and manage balance. Reviewed on: 14th May 2024

Love Pay Pal - easy to use and very efficient

Love Pay Pal - easy to use and very efficient Reviewed on: 14th May 2024

To put it simply, I find it easy to use...

To put it simply, I find it easy to use PayPal credit Reviewed on: 14th May 2024

Pay pal is excellent and amazing service

Pay pal is excellent and amazing service Reviewed on: 14th May 2024

Love it and easy.

Love it and easy. Helps with monthly bills to Reviewed on: 14th May 2024

PayPal is Great

I use PayPal quite often. I don’t like how it automatically assigns where your payment goes as you may have a different idea how you think it should be paid! Apart from that it’s super easy to use I have been using for some time! Reviewed on: 14th May 2024

Excellent customer service & a pleasure to do busine...

Excellent customer service & a pleasure to do business with Reviewed on: 14th May 2024

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