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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I would like to use in shops

I would like to use in shops and have less interest to pay back on more items Reviewed on: 14th May 2024

I do already on paypal credit and was very easy to m...

I do already on paypal credit and was very easy to manage all my payments. Reviewed on: 14th May 2024

Paypal is very good, but I cannot see how much I hav...

Paypal is very good, but I cannot see how much I have paid and how much I have left for 4 months of interest-free payments. Reviewed on: 14th May 2024

I’ve always had a pleasant experience using PayPal c...

I’ve always had a pleasant experience using PayPal credit, the interest is always low and you can pay back a minimum payment or in chunks. Super easy to use Reviewed on: 14th May 2024

Very best service ,very easy buy stuff in online

Very best service ,very easy buy stuff in online Reviewed on: 14th May 2024

Could do a lot better.

Description of of products not accurate, it was asking for money to before a certain date, I did that but the small print said something different to what the app said. Set up a credit agreement and then have PayPal do something else due to its settings with customer service saying that's nothing to do with them. Reviewed on: 14th May 2024

Paypal credit treats customers well

Paypal credit has been treating me well.. it has affordable rpm. You can use paypal credit on a lot of different services. Repayment of the credit is easy and you can set up a direct debit for consistent repayment. Reviewed on: 14th May 2024

easy to operate and secure to pay online

easy to operate and secure to pay online Reviewed on: 14th May 2024

Pay pal is whom I go to excellent service

Pay pal is whom I go to excellent service Reviewed on: 14th May 2024

Makes my life easier

I'm using PayPal constantly. Love paypal credit as well as pay in three installments. It gives me flexibility and more time to pay for my purchases. Sending money to my friends can't be any easier. Reviewed on: 14th May 2024

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