Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal is always supporting me when I have questions...

Paypal is always supporting me when I have questions with good costumer service. Reviewed on: 14th May 2024

I have used PayPal for 20 years and I think it’s fan...

I have used PayPal for 20 years and I think it’s fantastic always been helpful and felt safe buying online Reviewed on: 14th May 2024

Added security and peace of mind

Overall very good and we use PayPal all the time for lots of transactions due to the added security it offers. PayPal helped us to retrieve a large payment from a fake online shop. Reviewed on: 14th May 2024

Excellent service very reliable customer service sat...

Excellent service very reliable customer service satisfactory Reviewed on: 14th May 2024

Had a great time with PayPal credit

I’ve had PayPal credit for nearly 2 years now and have used it multiple times. They are very good with communication and letting me know if there are any issues or missed payments. I would definitely carry on using this if need be Reviewed on: 14th May 2024

All positive, use paypal credit for almost everything.

All positive, use paypal credit for almost everything. Has also helped build my credit score from 18 years old now to being 21 Reviewed on: 14th May 2024

Very easy to use.

Very easy to use. Good rates. Was good for me when I had unexpected costs and no cash up front Reviewed on: 14th May 2024

Great credit option

It was easy to set up. The 4 months interest free was great over Christmas. I was able to pay my credit off slowly and set up a direct debit. Reviewed on: 14th May 2024

I have been using PayPal for ever thanks for the exc...

I have been using PayPal for ever thanks for the excellent service I really appreciate the flawless service you provide keep up the good work over the years I have recommended friends and family members to your service and never had any problems once again thanks Reviewed on: 14th May 2024

Always helpful and kind always updating and keeping...

Always helpful and kind always updating and keeping everything as simple as possible Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub