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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal credit has always been helpful to use and now...

PayPal credit has always been helpful to use and now even more places, l have no trouble with making payment online always easy to do. Reviewed on: 14th May 2024

Very good excellent customer service

Very good excellent customer service Reviewed on: 14th May 2024

I love PayPal, so easy to use.

I love PayPal, so easy to use with many great features. Reviewed on: 14th May 2024

Always happy with payment options and ability to spl...

Always happy with payment options and ability to split or pay on credit. Reviewed on: 14th May 2024

The PayPal credit is convenient.

The PayPal credit is convenient. Anytime there's problems with transaction, PayPal is able to solve it quickly for me. Reviewed on: 14th May 2024

Perfect for individual costumers.

Perfect for individual costumers. I'm happy with service Reviewed on: 14th May 2024

PayPal is the best

PayPal is the easiest and convenient way to paying Reviewed on: 14th May 2024

A good payment system

Most of the time it is easy to use. I have had a couple of incidents trying to help my Mum access money and the help section was useless. Reviewed on: 14th May 2024

PayPal is there to help

I’ve had a lot of help from PayPal credit Reviewed on: 14th May 2024

Flexible payment, I especially like the pay in three...

Flexible payment, I especially like the pay in three as it allows me to afford to buy items I would have to save up for and with PayPal credit I get 4 months interest free on all purchases over £100, so I can buy bigger items and spread the payments. PayPal allows me to buy things and spread the payments over a shorter period, compared to a loan. Reviewed on: 14th May 2024

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