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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always a good go to option and easy pay in...

Always a good go to option and easy pay in three Reviewed on: 14th May 2024

Never had issues and if have a general question it i...

Never had issues and if have a general question it is easy to contact and get an answer Reviewed on: 14th May 2024

PayPal 3 month payback deal.

I was able to spread the cost of my purchases over 3 months with the option to pay earlier if I wanted to. In addition, I received a £20! discount off my bill for opting to use the plan with PayPal. Fantastic offer and a no brainer. Reviewed on: 14th May 2024

I think the buy now pay in 4 is excellent and I will...

I think the buy now pay in 4 is excellent and I will continue to use it Reviewed on: 14th May 2024

Good experience so far paypal is accepted by most we...

Good experience so far paypal is accepted by most websites Reviewed on: 14th May 2024

App is always easy to use

Always easy to use - can check bills & transactions really easily on the app which makes life a lot easier Reviewed on: 14th May 2024

Excellent service when buying online

Excellent service when buying online Reviewed on: 14th May 2024

I am very happy with PayPal.

I am very happy with PayPal.It helps me frequent purchases and gives me "breath" in difficult times Reviewed on: 14th May 2024

Good for borrowing money without interest straight a...

Good for borrowing money without interest straight away Reviewed on: 14th May 2024

Good to buy now and to pay monthly with 0...

Good to buy now and to pay monthly with 0 APR Reviewed on: 14th May 2024

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