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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great interest-free offers - It was Amazing experience

Great interest-free offers - It was Amazing experience Reviewed on: 14th May 2024

It has been a worthwhile experience as PayPal is so...

It has been a worthwhile experience as PayPal is so easy to use and where it has not been easy there is ample help available to ensure the process goes as smoothly as possible . Would definitely recommend PayPal to everyone I know. Reviewed on: 14th May 2024

Easy to use and service is great

Easy to use and service is great Reviewed on: 14th May 2024

Great company

Great, always helpful if you have any queries, would recommend. Reviewed on: 14th May 2024

Friendly credit with no fuss!

Friendly credit with no fuss! Easy to get, easy to pay off. Highly recommended! Reviewed on: 14th May 2024

Always good service and fast to fix anything that is...

Always good service and fast to fix anything that is wrong . Reviewed on: 14th May 2024

It’s been an amazing experience for the past one yea...

It’s been an amazing experience for the past one year of using PayPal Reviewed on: 14th May 2024

Excellent service

The credit was easy to apply for with a speedy decision. Making payments through the app is quick and simple. The 0% interest and no early repayment fee provide excellent value for money and payment reminder emails are really helpful with ensuring I don't miss a payment deadline. This not only helps keep payments on track it also avoids the admin costs involved with chasing payments helping PayPal help the customer. All told an excellent service. So rare these days. Reviewed on: 14th May 2024

Very good easy to use simple app very happy

Very good easy to use simple app very happy Reviewed on: 14th May 2024

Used PayPal for some computer components fantastic w...

Used PayPal for some computer components fantastic way to spread the cost. Nice and easy too Reviewed on: 14th May 2024

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