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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Brilliant

I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

Always have peace of mind with PayPal bought numerou...

Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024

"PayPal Credit is a financial lifesaver!

"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024

Fantastic service.

Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024

Unbeatable service and security.

After much searching some years ago stumbled onto Paypal through a friend, nothing quite matches its overall excellence though it has been copied many times over.Above all things the security the very Name 'PayPal' brings when you see it as a payment option when dealing with companies for the first time. Reviewed on: 14th May 2024

Great experience

Great experience very easy to use and would recommend it to anyone Reviewed on: 14th May 2024

Best way to shop online

PayPal is easy and convenient, use this simple service to enhance your shopping experience Reviewed on: 14th May 2024

Used PayPal for as long as I can remember, always ha...

Used PayPal for as long as I can remember, always had the best experience with them. Easy to use choice of instant pay credit, or pay in three so handy when times are hard Reviewed on: 14th May 2024

Five Star *****

Where PayPal service are available I bought stuff without thinking twice. Reviewed on: 14th May 2024

Paypal is very easy to use as a service.

Paypal is very easy to use as a service. I enjoy being able to track my spending in realtime. I find that being able to easily identify another persons PayPal account is great for safety and I feel secure when sending payments abroad or to other people. I would recommend PayPal. Reviewed on: 14th May 2024

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