Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181155)

They aren't as helpful as they have been previously...

5
They aren't as helpful as they have been previously years Reviewed on: 14th May 2024
Sue's avatar
Sue

So useful.

5
So useful. Great when you want to speed the cost! Reviewed on: 14th May 2024
Sarah t's avatar
Sarah t

Really helpful

4
I find my PayPal credit account really helpful. It allows me to make purchases that I may not be able to afford straight away. It's easy to use and I haven't had any issues with it. Reviewed on: 14th May 2024
Beckie P's avatar
Beckie P

Quick, easy to understand and they offer 0%!

5
Quick, easy to understand and they offer 0%! Reviewed on: 14th May 2024
Max T's avatar
Max T

use paypal credit

5
I'd like paypal credit on the basis of 36 months or 24 months over payments £150 Reviewed on: 14th May 2024
Elle's avatar
Elle

Easy to use & Convenient

5
I find PayPal really easy to use & pay for things & spread the payment over a longer time frame. Communication is good & cannot fault it. Reviewed on: 14th May 2024
Mandy House's avatar
Mandy House

it worth it spacially when there is some store like...

5
it worth it spacially when there is some store like samsung which gave 36 month 0 interest rate offers Reviewed on: 14th May 2024
seyedeh n's avatar
seyedeh n

Very easy to use and set up a direct debit so I neve...

5
Very easy to use and set up a direct debit so I never miss on payments. As well as they send reminders Reviewed on: 14th May 2024
Lou's avatar
Lou

Pay later in 4 months, 6 months or 12 months

5
I would like the options of 6 months at 0% for £150, 12 months at % for £300 Reviewed on: 14th May 2024
Ann's avatar
Ann

Paypal is like my pal.

5
Paypal is like my pal. They are very straightforward in their dealings and a back up for people who try to grab money off you for services that was not received Reviewed on: 14th May 2024
Sadhana F's avatar
Sadhana F

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill