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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Fantastic product for online purchases

Fantastic product for online purchases Reviewed on: 14th May 2024

At first, I tried using PayPal to buy something onli...

At first, I tried using PayPal to buy something online, but I was declined and I tried again after 2 months and I got approved with no time wasting. Reviewed on: 14th May 2024

Fantastic, easy to use and secure way to pay

Fantastic, easy to use and secure way to pay Reviewed on: 14th May 2024

Really easy to use, staff have always been helpful a...

Really easy to use, staff have always been helpful and just made my life a whole lot easier Reviewed on: 14th May 2024

Smooth transactions

So far is great 10 complaints every is super easy and smooth Reviewed on: 14th May 2024

PayPal credit is a great product

PayPal is a great app and pay pal credit is a great product in comparison to the interest rates of national bank credit cards Reviewed on: 14th May 2024

Good service, large range of stores to purchase from.

Good service, large range of stores to purchase from. Easy to use the website and app Reviewed on: 14th May 2024

Best 1st service ever

Best service ever compared to the competitors Reviewed on: 14th May 2024

PayPal is a satisfactory method of payment

PayPal is easy to use with different options to pay outstanding balance. The website is straightforward to navigate, and the customer service has always been satisfactory. Reviewed on: 14th May 2024

I have been using PayPal Credit for years and it is...

I have been using PayPal Credit for years and it is incredibly easy to use, it is accepted basically everywhere and the fact I can easily split a payment and pay no interest is amazing. Reviewed on: 14th May 2024

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