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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good customer service

Good customer service, never had any problem. Reviewed on: 14th May 2024

Spot on protection

Consumers protection is spot on! Reviewed on: 14th May 2024

very convenient credit on a budget

I find the payment and credit option very convenient, the 4 months interest free are a great feature and a excellent way of budgeting Reviewed on: 14th May 2024

I like PayPal because it is very flexible

I like PayPal because it is very flexible Reviewed on: 14th May 2024

Happy for PayPal service..

Happy for PayPal service and its easy to use it.. without stress.. Reviewed on: 14th May 2024

PayPal gave given me the opportunity to our case thi...

PayPal gave given me the opportunity to our case things in an easy and affordable way … excellent service Reviewed on: 14th May 2024

Wouldn’t be without it

Excellent in every way use it wherever possible Reviewed on: 14th May 2024

Excellent!

Excellent!! Great service, easy to use and understand especially the app! The way forward ! Reviewed on: 14th May 2024

An excellent way of spreading the cost,great protect...

An excellent way of spreading the cost,great protection and customer service is second to none solving issues Reviewed on: 14th May 2024

been great, super helpful and convenient

been great, super helpful and convenient Reviewed on: 14th May 2024

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