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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Loyal customer.

Been with paypal for nearly 20 years now,always reslove any issues I've had in the past thats one the I have confidence in using them. Reviewed on: 14th May 2024

Everything is good mr

Everything is good and flexible Can you please let 2 use every where possible Reviewed on: 14th May 2024

Great service

Great service, always help when needed Reviewed on: 14th May 2024

Helpful in managing your finances

PayPal credit has been very helpful when purchasing larger items, easy to complete and use Reviewed on: 14th May 2024

Easy transactions and secure.

Easy transactions and secure. PayPal is always my first choice for payments Reviewed on: 14th May 2024

Great feature that was unlocked for me after years o...

Great feature that was unlocked for me after years of using PayPal Reviewed on: 14th May 2024

My Paypal

So far PayPal has been fantastic and does what it says on the can. I have no gripes Reviewed on: 14th May 2024

Great service.

Great service. Used it for many years Reviewed on: 14th May 2024

Very happy.

Very happy....no interest for 4 months, great customer service...Recommend Reviewed on: 14th May 2024

Easily set up, easily used and great for budgeting.

Easily set up, easily used and great for budgeting. Contact with reps have been positive and answers received have been swift and professional Reviewed on: 14th May 2024

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