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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Contact seller

Previously I was waiting for a seller to contact me concerning a refund. The item had been paid for and didn’t arrive. After contacting the seller several times and leaving a message each time they ignored me. PayPal contacted the seller and a few days later I received a full refund. Reviewed on: 14th May 2024

Very easy to use and I will recommend to friends

Very easy to use and I will recommend to friends Reviewed on: 14th May 2024

BESTPAL!

Always staff on the ball,handle issues with efficiency.i have had issues with sellers,orders misplaced ect staff were very prompt to sort the matter quickly. Reviewed on: 14th May 2024

My paypal experience has been excellent an I'd highl...

My paypal experience has been excellent an I'd highly recommend absolutely fantastic.. Reviewed on: 14th May 2024

Very handy during the build up to Christmas time etc...

Very handy during the build up to Christmas time etc being able to spread the cost for expensive gifts. Reviewed on: 14th May 2024

Easy and straight forward experience.

Easy and straight forward experience. Great communication and warnings about due payments Reviewed on: 14th May 2024

great service

Always had great service weather keeping the items or returning them Reviewed on: 14th May 2024

Easy to make payments when purchased items online

Easy to make payments when purchased items online Reviewed on: 14th May 2024

Easy way to repair what you owe, and hassle-free.

Affordable way to repair what you owe, and hassle-free. Good all round Reviewed on: 14th May 2024

It's always any easy and quick way of shopping with...

It's always any easy and quick way of shopping with PayPal Reviewed on: 14th May 2024

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