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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal credit helped me and my family with vulnerabl...

PayPal credit helped me and my family with vulnerable times. Reviewed on: 14th May 2024

Not so good, things needs to be more clear to...

Not so good, things needs to be more clear to users Reviewed on: 14th May 2024

Great service good customer experience

Great service good customer experience Reviewed on: 14th May 2024

Excellent app, good credit conditions.

Excellent app, good credit conditions. Reviewed on: 14th May 2024

Great site very easy to use would recommend this sit...

Great site very easy to use would recommend this site to anyone Reviewed on: 14th May 2024

Excellent work , very quick response, much better th...

Excellent work , very quick response, much better than traditional credit cards Reviewed on: 14th May 2024

Excellent service and easy work

Excellent service and easy work Reviewed on: 14th May 2024

Paypal is one of the most reliable online services.

Paypal is one of the most reliable online services. Fair trades. Reviewed on: 14th May 2024

PayPal payments are always quick and easy for pay fo...

PayPal payments are always quick and easy for pay for items or even get refunds. Reviewed on: 14th May 2024

Joeboy12

Paypal credit with less interest rate Reviewed on: 14th May 2024

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