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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always there when we need it , it just works

Always there when we need it , it just works Reviewed on: 14th May 2024

Couldn’t be without it! Lifesaver!

Use it all the time! So easy and efficient! Handy for when you are a little short in the month and the payments online to make are simple to understand! Fab! Reviewed on: 14th May 2024

Good for pay 0% offers over 3 or 4 months which does...

Good for pay 0% offers over 3 or 4 months which does help or pay 3 in 1. Reviewed on: 14th May 2024

Reliable consistent service also when I needed to ta...

Reliable consistent service also when I needed to talk to someone on occasion's PayPal customer service was available instantly and always answered my enquiry's. Reviewed on: 14th May 2024

Caint fault pay pal they have helped me out so much...

Caint fault pay pal they have helped me out so much when I have needed them to Reviewed on: 14th May 2024

Undoubtly and absolutely the best!

Using PayPal credit is absolutely the best! When there are issues, they respond promptly and resolve matters in a timely manner, whilst delivering excellent customer service and satisfaction. I feel safe, secure, and confident when using PayPal Credit. It is simple to use . I find pleasure in using PayPal Credit because it's truly fantastic Reviewed on: 14th May 2024

Easy to manage,

Easy to manage, very clear. Really happy with the experience. Reviewed on: 14th May 2024

This service is extremely useful.

This service is extremely useful. It's quick and easy to use and very convenient. PayPal Credit has never let me down and is now my first choice for interest free credit. Reviewed on: 14th May 2024

Holiday paid.

I used paypal to pay for a holiday and paid back £100 monthly. Had no problems in fact Paypal said I only had to pay £37 month and I was able to pay back extra when I could without any problems so paid it back early. Would recommend Paypal to my friends and family. Reviewed on: 14th May 2024

Great service by Paypal.

Great service by Paypal. I love every bit of the Paypal Credit as it makes my shopping quite easy. Reviewed on: 14th May 2024

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