Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Safe PayPal payment Great customer service

Safe PayPal payment Great customer service Reviewed on: 14th May 2024

Love Paypal.

Love Paypal. Really easy to use. Reviewed on: 14th May 2024

Sorted issues I have had with online payments when s...

Sorted issues I have had with online payments when sellers have let you down Reviewed on: 14th May 2024

Love PayPal credit.

Absolutely love PayPal credit it pulled me out of a sticky situation when my engine blew up I mange to get a replacement engine and pay monthly thanks pay pal, kind regards Ashley Hill. Reviewed on: 14th May 2024

Excellent services offered by PayPal.

Excellent services offered by PayPal. PayPal credit is indeed leading on providing 0% interest deals with main retailes. Reviewed on: 14th May 2024

Its been amazing and trusting to use

Its been amazing and trusting to use Reviewed on: 14th May 2024

10 years with PayPal

I'm over 10 years with PayPal and I have never had any problems. Always excellent service, awesome deals and flexibility. It's the most flexible credit on the market, I definitely recommend! Reviewed on: 14th May 2024

safe and secure

safe and secure , always quick to resolve any problems Reviewed on: 14th May 2024

Have always found PayPal experience very good.

Have always found PayPal experience very good. Simple to use and effective Reviewed on: 14th May 2024

I find PayPal credit easy to use and the user interf...

I find PayPal credit easy to use and the user interface makes it very easy to keep track of how you're using the account. It could benefit from quicker statement updates and the ability to alter things such as direct debit date and account freezes without having to ring customer service. Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub