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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

interest free credit and 0% on any transactions clea...

interest free credit and 0% on any transactions cleared within 4 months is excellent Reviewed on: 14th May 2024

They are always helpful and understanding

They are always helpful and understanding Reviewed on: 14th May 2024

Great company love using PayPal I'm thinking of buyi...

Great company love using PayPal I'm thinking of buying a mobility scooter using PayPal Reviewed on: 14th May 2024

Quick, easy check out and manageable payments.

Quick, easy check out and manageable payments. Reviewed on: 14th May 2024

Good service.

Good service. Flexible payment options. Reviewed on: 14th May 2024

I think it's good way of slowly paying off for some...

I think it's good way of slowly paying off for some thing you needed quickly. And I suppose it help your credit score as well Reviewed on: 14th May 2024

They always help if there are any problems and easy...

They always help if there are any problems and easy to talk to. Reviewed on: 14th May 2024

Excellent

Very good. Helps withe the putchase and pay later Reviewed on: 14th May 2024

secure, reliable and flexible

PayPal has been secure, reliable and when contacted give excellent service. Services are flexible and easily managed in a user friendly app Reviewed on: 14th May 2024

Great account

PayPal helped out hugely at son's wedding Reviewed on: 14th May 2024

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