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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

They just working well!

5
They just working well! Offer the help what you need and do not ask too many questions… Reviewed on: 14th July 2026
Janos V's avatar
Janos V

Easy to use.

5
Easy to use. Everything is easy to find. I love when sending money internationally you can do it so you put in how much euros you want them to receive without having tobwork out how many pounds to send over so they get that exact amount Reviewed on: 14th July 2026
Sammy's avatar
Sammy

Efficient and easy

5
They have helped me on numerous occasions- if I wanted to go pay over a longer time period. Customer service was good for me. Reviewed on: 14th July 2026
Julie B's avatar
Julie B

Here to stay

5
Quick delivery easy understanding Reviewed on: 14th July 2026
David L's avatar
David L

Fast and easy.

5
Fast and easy. Money back guarantee Reviewed on: 14th July 2026
Miss M's avatar
Miss M

Customer friendly

5
I have found PayPal credit easy to use and have since moved to PayPal debit as well. The app is user friendly. Reviewed on: 14th July 2026
Sophie L's avatar
Sophie L

easr of use

4
very easy to use, easy to navigate website Reviewed on: 14th July 2026
Nick Tuck's avatar
Nick Tuck

Easy to navigate app

4
The app is easy to use I know how much I have spent and where . I feel my money is safe when sending money online . I have had money returned easily when I made a mistake on a transaction. Reviewed on: 14th July 2026
Tasha Cottam's avatar
Tasha Cottam

Excellent

5
Just happy using it, easy to use Reviewed on: 14th July 2026
Deniss k's avatar
Deniss k

Excellent

5
Everything is excellent. Used customer service once and didn’t find their service very helpful. But cannot fault them otherwise Reviewed on: 14th July 2026
Lucy's avatar
Lucy

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