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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal 10/10

PayPal is an excellent service and very easy to use. The introduction of PayPal credit has been a crucial step in the progression of the service. Being able to use credit when money is tight has been life saving at times, especially during the current economic climate. The app is very straightforward and easy to navigate between standard PayPal and the credit side of things. I would recommend Paypal to anyone who wants to introduce an online money tool to their life. Reviewed on: 14th July 2026

I've had PayPal for a few years now.

I've had PayPal for a few years now. I have bought many things through PayPal which I wouldn't have been able to do without credit so therefore I am very happy. Reviewed on: 14th July 2026

Brilliant service

What a brilliant company it is it has helped me out tremendously they go above and beyond very nice people if you need to ring them about anything , keep doing what you’re doing if ever you’re stuck they will help you Reviewed on: 14th July 2026

Easy and helpful always

Easy and helpful always, good app too, so easy to fill out and not taking long for the answer/ decisions. Reviewed on: 14th July 2026

Trust pay pal

I’ve had a good experience using PayPal. It’s quick, easy to use, and makes sending and receiving money very convenient. The security checks give me confidence that my account is protected. Although there can sometimes be slight delays, overall the service is reliable and works well. I would recommend PayPal for safe and simple transactions Reviewed on: 14th July 2026

Easy to use and no set up there straight...

Easy to use and no set up there straight away Reviewed on: 14th July 2026

Works great for me.

Works great for me. I use it of everything I can Reviewed on: 14th July 2026

Excellent!

I always have a smooth transactions with paypal. Never had a problem. Reviewed on: 14th July 2026

I've always had excellent service with paypal credit...

I've always had excellent service with paypal credit, If I have any problems, The customer service advisors always rectify the issues you have. Reviewed on: 14th July 2026

Excellent experience.

Excellent experience using PayPal. Great customer service. Easy to use for everyday spending. Would definitely recommend. Reviewed on: 14th July 2026

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