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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108888 reviews)

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4.90

Based on 108,888 reviews, last reviewed 17th May 2026

2676550% increase in 5 star reviews

in the past 90 days

7850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It just works. It just works. Everything about PayPal seems easy to negotiate and the App works unlike many. Reviewed on: 17th May 2026

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108888)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very secure payment

Always make transactions feel secure, every time I’ve had problems with past sellers, PayPal has always solved the problem. Reviewed on: 14th May 2026

Easy to use.

Easy to use. Have lot of payment methods to select from Reviewed on: 14th May 2026

Worldwide ease

I find PayPal easy to use everywhere I go around the world. Reviewed on: 14th May 2026

Efficient and reliable

I’ve been using PayPal for years and it’s proven to be very reliable as I’ve never had a problem with them. Payment is easy, flexible and straightforward. Reviewed on: 14th May 2026

PayPal is fast, easy and reliable.

PayPal is fast, easy and reliable - it's literally at my fingertips and allows me to transfer money, or pay online with ease. It helps me feel safe online - I know if I check out with PayPal I'm protected, and this has come in handy for items that never arrived. Reviewed on: 14th May 2026

By using PayPal services, I feel safe making purchases.

By using PayPal services, I feel safe making purchases. If the sites don't have PayPal, as a payment option, I don't shop on them sites. Reviewed on: 14th May 2026

Really handy credit when you need, great customer se...

Really handy credit when you need, great customer service too Reviewed on: 14th May 2026

Excellent services , very happy with it

Excellent services , very happy with it Reviewed on: 14th May 2026

The 4 month interest free is a good aspect of card

The 4 month interest free is a good aspect of the card , especially when buying items that I don't get paid for myself straight away Reviewed on: 14th May 2026

Best money transfer app, with no issues

Best money transfer app, with no issues Reviewed on: 14th May 2026

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