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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168100)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

No complaint at all A very good service which does e...

No complaint at all A very good service which does exactly what it days Reviewed on: 7th July 2026

Paypal is there when you need it.

Paypal is there when you need it. Great help. Reviewed on: 7th July 2026

I always feel confident when paying via PayPal.

I always feel confident when paying via PayPal. Reviewed on: 7th July 2026

Positive experience overall

I find Paypal very easy to use and it is very flexible payment-wise. I also tend to use it on websites I never shopped from before for an extra payment protection Reviewed on: 7th July 2026

Easy to use and clearly see when payments are due

Easy to use and clearly see when payments are due Reviewed on: 7th July 2026

Decent Credit Lenders

Great rates & offers, make payments back easy to manage Reviewed on: 7th July 2026

I would 100% recommend PayPal credit

I have used PayPal credit for a number of years now and it takes the stress out of larger purchases that need made. I’m getting married in October and it has helped me spread the cost of things like hotels and decorations over 4 months interest free so they don’t need paid until after the wedding. Reviewed on: 7th July 2026

A very good service for emergency use

A very good service for emergency use Reviewed on: 7th July 2026

Brilliant service

Brilliant service, easy to use, would highly recommend Reviewed on: 7th July 2026

It is what it is, a bank.

There are some features that are buggy like adding my bank account to set up direct debits but contacting support would take up too much time. Reviewed on: 7th July 2026

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